Who are we?
Sparrow is a financial technology company guiding the overlooked and underserved to financial freedom.
Meet the Sparrow Rewards Mastercard®
*Terms apply. Read the Credit Card Agreement for more information.
Earn 1% cashback rewards for on-time payments*
The credit card guiding you towards financial freedom. Apply and get an instant decision within 60 seconds.
~ Unsecured credit card with no security deposit - keep your cash in your wallet!
Immediate access to a virtual card, so you can start using your new account right away.
Looking to rebuild your credit? We report to all 3 major credit bureaus every month.
With $0 fraud liability, you won't be responsible for unauthorized charges.
Embark on a Climb to Prime with a credit limit that grows over time and ongoing access to your latest credit score
What are we doing?
Sparrow was created to grant credit to the underserved and overlooked, aiming to eliminate the financial burden of having less than perfect credit. We built a new kind of credit card, one that is inclusive, free of excessive fees, and designed to help guide our customers on a journey to financial freedom. Through credit education and transparency, we are empowering a community of achievers to learn, grow, and reach new heights.
Then what, world domination?
Our long-term goal is to be the largest provider of credit to the non-prime market and to remain our customers’ partner-of-choice throughout their financial journey.
Why the name Sparrow?
Sparrows are small, common, overlooked birds that are extremely resilient, powerful, and productive as a group. They symbolize community, hard-work, and a joy for living.
